These terms govern your use of the finphlo.com website. Please read them carefully. They apply to the website only and do not govern your use of the finPhlo product or any subscription to it, which is the subject of a separate written agreement.
1. Acceptance of these terms
By accessing or using finphlo.com, you agree to be bound by these terms of use. If you do not agree with them, please do not use the site.
2. About us
finphlo.com is operated by Phlo Systems Limited, a company registered in England and Wales (Company No. 10505838), with its registered office at 3rd Floor, The News Building, 3 London Bridge Street, London SE1 9SG. References to "we", "us", and "our" mean Phlo Systems Limited.
3. Information on this website
The content on this website is provided for general information only. While we take reasonable care to keep it accurate and up to date, we make no representation or warranty, express or implied, as to its completeness, accuracy, reliability, or suitability for any purpose. Any reliance you place on the content is at your own risk.
4. Intellectual property
All content on this website, including text, graphics, logos, designs, and the finPhlo and Phlo names and branding, is owned by or licensed to Phlo Systems Limited and is protected by intellectual property laws. You may view and print pages for your own reference, but you may not copy, reproduce, republish, or otherwise reuse any content without our prior written permission.
5. Acceptable use
You agree to use this website only for lawful purposes. You must not:
- use the site in any way that breaches any applicable law or regulation;
- attempt to gain unauthorised access to the site, its servers, or any connected systems;
- introduce viruses, malware, or other harmful material;
- use the site to transmit unsolicited or unauthorised advertising;
- interfere with the proper working or security of the site.
6. Third-party links
This website may contain links to third-party websites. These links are provided for your convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.
7. Limitation of liability
To the fullest extent permitted by law, we exclude all liability for any loss or damage, whether direct, indirect, or consequential, arising out of or in connection with your use of, or inability to use, this website or any content on it. Nothing in these terms excludes or limits our liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot be excluded or limited under English law.
8. Use of the finPhlo product
Any access to or use of the finPhlo product or service is governed by a separate written subscription agreement between you (or your organisation) and Phlo Systems Limited. These website terms of use do not grant any right to use the finPhlo product, and in the event of any conflict the subscription agreement prevails in respect of the product.
9. Governing law and jurisdiction
These terms of use, their subject matter, and their formation are governed by the laws of England and Wales. You agree that the courts of England and Wales have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with them.
10. How to contact us
If you have any questions about these terms, please contact Phlo Systems Limited at hello@phlo.io or by post at 3rd Floor, The News Building, 3 London Bridge Street, London SE1 9SG.