Finance software built around the physical trade
finPhlo is the trade-finance and finance-intelligence product from Phlo Systems, a London software company. It is built by the team behind opsPhlo, the trade ERP and CTRM used by commodity traders, so finance, treasury, FX and trade execution are designed to work as one.
Who finPhlo is for
finPhlo is built for the people who carry the financial risk of a commodity trade. Today that means commodity-trader CFOs, finance directors and treasury managers who need to see cashflow, FX exposure and facility headroom in real time, not reconstructed from spreadsheets at month-end.
finPhlo also serves the other side of the trade: the trade finance funds and lenders that fund it, with deal administration, fund and NAV management, investor onboarding and a lender portal. See finPhlo for financiers.
The vision
Everything a commodity trader or trade financier needs to plan and manage every finance-related activity, in one place. Trade finance is fragmented across spreadsheets, bank portals, ERP exports and email. finPhlo brings it together: feasibility before you commit capital, cash and FX while a trade is live, facility management throughout, and lender reporting produced from live data rather than rebuilt by hand.
Why teams trust finPhlo
Our credibility comes from how finPhlo is built and who it is built with.
- Built from real trading-desk and treasury workflows, so the product matches how finance actually runs in a commodity business.
- Designed alongside active design partners who are commodity traders, shaping the product against live problems rather than assumptions.
- Run by a company that is ISO/IEC 27001:2022 certified, with role-based access, audit trails and a clear data-protection posture. See our security page for detail.
How finPhlo fits
Every trade passes through six stages: plan, finance, hedge, execute, settle and account. Phlo Systems runs the whole lifecycle, and its three products deliver the stages between them. A stage can use more than one product, and they share one sign-in so data flows without re-keying.
opsPhlo
Plan, hedge, execute, settle, account. The trade ERP and CTRM that runs the desk: contracts, positions, logistics and accounting.
finPhlo
Plan, finance, hedge, settle, account. Feasibility, cash, FX, facilities and lender reporting, with the xPhlo on-chain trade finance module.
tradePhlo
Plan, execute, settle. Landed cost, declarations, classification, FTAs and duty recovery for goods moving across borders.
Read more about how the pieces connect on how it works, explore the trade ERP at opsphlo.com, or see the wider company at phlo.io.
Phlo Systems Limited
- Company number
10505838 - Registered office
3rd Floor, The News Building, 3 London Bridge Street, London SE1 9SG - Contact
hello@phlo.io
See finPhlo against your own numbers
Book a short walkthrough and we will show you what your cashflow, FX and facilities look like in finPhlo.