finPhlo / Roadmap
Product roadmap

finPhlo product roadmap

finPhlo already gives commodity-trade CFOs real-time visibility of cashflow, FX and facilities. From here we are deepening automation, broadening connectivity, and building the tools financiers and funds need.

Timeframes are tentative and may change as priorities and customer needs evolve.

Four horizons

How to read this roadmap

Available now Building now Next Exploring

Available now is live for customers today. Building now is in active development. Next is what we expect to take on after that. Exploring is early thinking we are validating with the market.

Available now Live now

What you can use today

CFO dashboard

Cashflow, FX exposure and facility headroom in real time.

FX and hedging

Exposure by currency and trade, hedge matching, and post-trade actual margin including funding and hedge-timing carry.

Trade feasibility

Pre-calculate margin, FX and funding before you commit to a deal.

Working capital and facilities

Drawdowns, repayment schedules and covenant monitoring.

For financiers

The full trade finance transaction lifecycle, fund and NAV, investor onboarding, and deal management.

Building now Tentative: Q3 2026

What we are building

FX automation

Forward matching, early and late handling, and the true post-trade cost of the trade.

Feasibility from your deal sheet

Trigger a feasibility run and write the result back.

FX liquidity and bank connectivity

FX liquidity and bank connectivity, with opsPhlo sync.

Next Tentative: Q4 2026

What comes next

Intelligent cash sweep

Intelligent cash sweep for idle balances, with appropriate controls.

More bank and ERP connectors

More bank and ERP connectors.

Expanded tooling for financiers and funds

Expanded tooling for financiers and funds.

Exploring Tentative: 2027 and beyond

What we are exploring

Exploring

xPhlo

On-chain trade finance and tokenised assets, finPhlo's blockchain module.

AI-assisted risk analysis

AI-assisted risk analysis.

Self-serve onboarding

Self-serve onboarding.

Want to shape what we build next?

The roadmap is driven by the traders and financiers we work with. Tell us what would move the needle for your finance team, and we will show you what finPhlo can do today.